Home Vault

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Personal finance, simplified

Know exactly where
your money goes

Home Vault is the personal finance app for people who want to take control of their money. Budget smarter, track every dollar, and hit your goals — all in one place.

Start free trial See how it works
No credit card required
Cancel anytime
Your data stays private

Everything you need

One app. Full financial picture.

From daily expenses to long-term goals, Home Vault keeps every part of your finances in one place.

Smart Budgeting

Set monthly limits per category and watch your progress in real-time. Get AI-powered alerts before you overspend.

Goals & Debt Payoff

Create savings goals or track debt repayment. Log contributions and celebrate every milestone with confetti.

"Should I Buy?" AI

Before any purchase, ask the AI. It checks your budget in real-time and gives you an honest verdict in seconds.

Net Worth & Ventures

Track bank accounts, credit cards, investments, livestock, property — anything that holds value.

AI Feature

"Should I buy this?"

Before any purchase, tap the button, enter the item and price. Home Vault checks your budget instantly and gives you a straight answer — Go for it, It's tight, or Wait — with real numbers, not vague advice.

Goes over budget → Wait
Under 50% of remaining → Go
In between → Tight

Simple by design

Up and running in 3 steps

01

Set up your budget

Add your expense categories (groceries, fuel, rent) and set a monthly spending limit for each.

02

Log as you spend

Tap "Add Expense" after each purchase, or import a CSV from your bank at month end.

03

See your health score

Your financial health score updates in real-time — track your savings rate, budget discipline, and goal progress.

Simple pricing

One plan. Everything included.

No tiers, no hidden fees. Cancel any time.

Home Vault Pro

$7.99/ month

Billed monthly · Cancel anytime

  • Unlimited budgets & categories
  • Savings goals & debt tracking
  • "Should I Buy?" AI checks
  • Ventures & net worth tracking
  • AI spending insights & coach
  • Bank statement CSV import
  • Financial health score
  • Achievements & streaks
Start free trial

No credit card required to get started

FAQ

Common questions

Is my data safe?

Yes. All data is encrypted in transit and at rest. We use Supabase with row-level security — only you can access your records. We never sell your data.

What currencies are supported?

Home Vault supports USD, EUR, GBP, AUD, CAD, ZAR, NGN, KES and more. Change your currency anytime in Settings — every amount in the app updates instantly.

Can I cancel anytime?

Absolutely. There are no contracts or cancellation fees. Cancel with one click from your settings and you keep access until the end of your billing period.

What is a "Venture"?

A venture is any asset that grows in value or generates income — property, crypto, shares, livestock, a side business. Track its value, log income and costs, and it feeds into your net worth automatically.

Does it work on my phone?

Yes. Home Vault is a Progressive Web App (PWA). Open it in your browser and tap "Add to Home Screen" — it works like a native app with no app store download required.

Can I import my bank transactions?

Yes. Export a CSV from your bank's internet banking portal, upload it in Home Vault, and the AI will categorise every transaction automatically.

Ready to take control?

Join thousands of people who track every dollar and build real financial freedom.

Get started free
Home Vault

Home Vault

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