Stop wondering
where your money
actually went
Know exactly where your money goes, catch overspending before it happens, and finally start saving — without spreadsheets or guesswork. Free for 14 days. No card needed.
5 min
to set up
No card
upfront
14 days
free trial
Cancel
anytime
Sound familiar?
Money in. Money gone.
No idea where it went.
Broke before payday
The account's empty again and you genuinely can't say where it all went.
The abandoned spreadsheet
You started one. You updated it twice. It’s been collecting dust since.
The checkout hesitation
“Can I actually afford this?” So you guess — and hope for the best.
Home Vault fixes all three — here's how. ↓
See exactly how
much you have left
Set a monthly limit for each category — groceries, fuel, rent, entertainment. Watch your spending progress in real time with colour-coded bars that turn amber when you're getting close and red when you're over.
- Budget progress bars update as you spend
- Over-budget alerts before it's too late
- Rollover unused budget to next month
- Separate on-budget and off-budget transactions
"Should I buy this?"
Before any purchase, tap the button, enter the item and its price. Home Vault checks your real remaining budget and gives you a straight verdict in seconds — with actual numbers, not vague advice.
Go for it — Plenty of budget remaining — enjoy.
It's tight — You can afford it, but you'll feel it.
Wait — This purchase would bust your budget.
Actually hit
your savings goals
Create a goal, set a target amount, and log contributions as you make them. Track debt payoff the same way — watch the balance shrink and get a progress bar that celebrates every milestone.
- Savings goals with target date and amount
- Debt payoff tracker with payment history
- Progress bar and percentage complete
- Confetti when you hit a milestone 🎉
Works in your
local currency
Switch currencies in one tap and every amount in the app updates instantly — your budget, your goals, your transactions, all of it. No manual conversions. No reconfiguration.
Everything included
One subscription. Full financial picture.
Smart Budgeting
Set monthly limits per category. Real-time progress bars with colour-coded alerts before you overspend.
Goals & Debt Payoff
Create savings targets or debt payoff plans. Log contributions and celebrate milestones with confetti.
"Should I Buy?" AI
Before any purchase, ask the AI. It checks your live budget and gives you a clear answer in seconds.
Net Worth & Ventures
Track bank accounts, credit cards, property, crypto, investments — anything that holds value.
Financial Health Score
A single score that combines your savings rate, budget discipline, and goal progress.
Achievements & Streaks
Earn badges, hit streaks, and stay motivated with a gamified finance experience.
Simple by design
Up and running in 3 steps
Set your budget
Add your expense categories (groceries, fuel, rent) and set a monthly limit for each. Takes 2 minutes.
Log as you spend
Tap "Add Expense" after each purchase. Or import a CSV from your bank at month end — the AI does the rest.
Track your health
Your financial health score updates live. See your savings rate, budget discipline, and goal progress at a glance.
Simple pricing
One plan. Everything included.
No tiers, no hidden fees. Cancel anytime.
Home Vault Pro
Billed monthly · Cancel anytime
or $69.99/year — save 17%
- Unlimited budgets & categories
- Savings goals & debt tracking
- "Should I Buy?" AI checks
- Ventures & net worth tracking
- AI spending insights & coach
- Bank statement CSV import
- Financial health score
- Achievements & streaks
- 30+ currencies supported
14 days free · No card to start · Cancel anytime
FAQ
Common questions
Is my data safe?
Yes. All data is encrypted in transit and at rest. We use row-level security so only you can access your records. We never sell your data.
What currencies are supported?
USD, EUR, GBP, AUD, CAD, ZAR, NGN, KES and more. Change your currency anytime in Settings — every amount updates instantly.
Can I cancel anytime?
Absolutely. No contracts, no fees. Cancel with one click and keep access until the end of your billing period.
Does it work on my phone?
Home Vault is a Progressive Web App (PWA). Open it in your browser and tap "Add to Home Screen" — it runs like a native app, no app store needed.
What is a "Venture"?
Any asset that holds or grows value — property, crypto, shares, livestock, a side business. Track its value and income, and it feeds your net worth automatically.
Can I import my bank transactions?
Yes. Export a CSV from your bank, upload it in Home Vault, and the AI categorises every transaction automatically.
Ready to take control?
Set up in under 2 minutes and see where your money really goes.
Start free — no card needed14 days free · No card to start · Cancel anytime